Family Finances

[AZ Prepper]

Quotes and Talks from Church Leaders
http://providentliving.org/content/display/0,11666,7443-1-4021-1,00.html


Earthly Debts, Heavenly Debts
Joseph B. Wirthlin, Ensign, May 2004, 40–43
http://www.lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=8dced9cbdb01c010VgnVCM1000004d82620a____&hideNav=1


One for the Money: Guide to Family Finance
Marvin J. Ashton, Revised Nov. 2006
http://www.providentliving.org/pfw/multimedia/files/pfw/pdf/88720_33293_OneForTheMoney_pdf.pdf


Constancy Amid Change
N. Eldon Tanner, Ensign, Nov. 1979, 80–82
http://www.lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=3880615b01a6b010VgnVCM1000004d82620a____&hideNav=1


Additional Resources


Preparing a Living Will
J. Randolph Ayre, Ensign, July 2000, 72–73
http://lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=c6baa1615ac0c010VgnVCM1000004d82620a____&hideNav=1


Putting Your Affairs in Order
Melvin J. Stanford, Ensign, Feb. 1997, 65
http://lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=1e13dbdcc370c010VgnVCM1000004d82620a____&hideNav=1


Surviving Unemployment
Joy K. Young, Ensign, Feb. 1991, 42–45
http://lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=e87f66ce3a47b010VgnVCM1000004d82620a____&hideNav=1


Making Money Your Ally
W. Steve Albrecht, Ensign, Dec. 1988, 48–52
http://www.lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=58ba27cd3f37b010VgnVCM1000004d82620a____&hideNav=1


Our Unemployment Survival Kit
Faye B. Woolley, Ensign, June 1985, 47
http://www.lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=191e8949f2f6b010VgnVCM1000004d82620a____&hideNav=1


Navigating Financial Torrents: A Self-Quiz
Eric Stephan and Jan Adam Stephan, Ensign, Sept. 1983, 66–67
http://www.lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=49c49c84f5d6b010VgnVCM1000004d82620a____&hideNav=1


Questions about Coping Financially: Welfare Services Suggests Some Answers
Ensign, June 1980, 12–15
http://www.lds.org/portal/site/LDSOrg/menuitem.b12f9d18fae655bb69095bd3e44916a0/?vgnextoid=2354fccf2b7db010VgnVCM1000004d82620aRCR D&locale=0&sourceId=2d58fc3157a6b010VgnVCM1000004d82620a____&hideNav=1



Family Finance Lesson Materials
http://providentliving.org/content/display/0,11666,7444-1-4022-1,00.html


Financial Responsibility
Young Women Manual 2, Lesson 46, 175–78
http://www.lds.org/portal/site/LDSOrg/menuitem.b3bc55cbf541229058520974e44916a0/?vgnextoid=d6371b08f338c010VgnVCM1000004d82620aRCR D&locale=0&sourceId=3d2912ca67c20110VgnVCM100000176f620a____&hideNav=1


Managing Family Finances
Duties and Blessings of the Priesthood: Basic Manual for Priesthood Holders, Part A, Lesson 21, 153–59
http://www.lds.org/portal/site/LDSOrg/menuitem.b3bc55cbf541229058520974e44916a0/?vgnextoid=ba805f74db46c010VgnVCM1000004d82620aRCR D&locale=0&sourceId=c10fff3ff4c20110VgnVCM100000176f620a____&hideNav=1


Managing Family Finances
Marriage and Family Relations Instructor's Manual, Lesson 8, 35–40
http://www.lds.org/portal/site/LDSOrg/menuitem.b3bc55cbf541229058520974e44916a0/?vgnextoid=cf755f74db46c010VgnVCM1000004d82620aRCR D&locale=0&sourceId=bc4097a7c1d20110VgnVCM100000176f620a____&hideNav=1


Temporal Wealth and the Kingdom of God
Teachings of Presidents of the Church: Brigham Young, Chapter 32, 234–41
http://www.lds.org/portal/site/LDSOrg/menuitem.b3bc55cbf541229058520974e44916a0/?vgnextoid=88021b08f338c010VgnVCM1000004d82620aRCR D&locale=0&sourceId=de56767978c20110VgnVCM100000176f620a____&hideNav=1



Additional Resources
http://providentliving.org/content/display/0,11666,7493-1-4038-1,00.html

Note: The following links are not to official Church publications, but are provided as additional resource material.

Personal Finance Web Site
The Personal Finance Web site has been developed by BYU faculty to help you manage your finances using a gospel perspective. The Web site has a series of beginning, intermediate, and advanced online courses.
http://personalfinance.byu.edu/


Federal Reserve Board
The Federal Reserve Consumer Web page has a section dedicated to Personal finance topics such as personal financial education, budgeting and savings techniques, privacy choices for your personal financial information, and a link to the U.S. Financial Literacy and Educational Commission Web site called mymoney.gov.
http://www.federalreserve.gov/consumers.htm


Parenting & Family Financial Matters
The Parenting & Family Financial Matters Web page includes sections on key financial decisions, budgeting for baby, money saving tips, teaching your children about money, and pocket money strategies.
http://www.bbc.co.uk/parenting/family_matters/finance_index.shtml


MSN Money Central
The MSN Monety Central Personal Finance Web page has practical tools such as a savings calculator, debt evaluator, retirement planner, and information on family needs related to insurance and planning for college.
http://moneycentral.msn.com/family/home.asp

[AZ Prepper]

Other Tools


Debt-Elimination Calendar
http://providentliving.org/pfw/multimedia/files/pfw/pdf/72726_DebtEliminationCalendar_pdf.pdf


Family Budget Worksheet
http://providentliving.org/pfw/multimedia/files/pfw/pdf/72727_FamilyBudgetWorksheet_pdf.pdf

[AZ Prepper]

Financial Calculators
http://providentliving.org/content/display/0,11666,6657-1-3438-1,00.html

President Hinckley said: "We have been counseled again and again concerning self-reliance, concerning debt, concerning thrift. So many of our people are heavily in debt for things that are not entirely necessary. . . . I urge you as members of this Church to get free of debt where possible and to have a little laid aside against a rainy day."
—"The Times in Which We Live," Ensign, Nov. 2001, 73

A number of calculators are available to help you make wise financial decisions. With careful planning now, you and your family will be able to enjoy a more secure financial future.

Take a few moments to consider some of the following questions:

* How soon could I pay off all my debts? http://www.calcxml.com/do/det07?skn=38
* How much should I save for emergencies? http://www.calcxml.com/do/bud03?skn=38
* Where is my money going? http://www.calcxml.com/do/bud09?skn=38
* Would spending a little less and saving a little more make a difference? http://www.calcxml.com/do/bud11?skn=38
* How long will it take to pay off my credit card? http://www.calcxml.com/do/det01?skn=38
* When will my loan be paid off? http://www.calcxml.com/do/det02?skn=38
* What if I pay a little extra each month on my loan? http://www.calcxml.com/do/det09?skn=38
* What would my payment be if I borrowed? http://www.calcxml.com/do/det03?skn=38
* Should I refinance my home mortgage? http://www.calcxml.com/do/hom02?skn=38
* What would be my monthly payment on a new home? http://www.calcxml.com/do/hom03?skn=38
* How much should I save for retirement? http://www.calcxml.com/do/ret02?skn=38
* Are my current retirement savings adequate? http://www.calcxml.com/do/ret03?skn=38
* How much retirement income will I have if I save regularly? http://www.calcxml.com/do/sav02?skn=38
* How much should I save to reach my goal? http://www.calcxml.com/do/sav06?skn=38
* How much could I have if I saved regularly? http://www.calcxml.com/do/sav07?skn=38

As with any planning tool, these calculators can help you make wise financial decisions if used appropriately. Since you may have unique needs or concerns, however, it may be wise to visit with a trusted individual or professional advisor.